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My Home

The making of a home is more than just finding the right house or flat, despite the messages given by successful television programmes dedicated to decorating or gardening. Millions of people recognise that running a home means more than a weekly visit to the DIY store.

The need to provide the basic essentials of heating, water and light are necessities that are easy to take for granted. However the opportunity to make decisions about who will supply these utilities could lead to savings in the family budget that could amount to many hundreds or even thousands of pounds. There may be even greater savings available by choosing a different mortgage product or perhaps choosing a different mortgage lender.

All the extra choice that has become available over recent years has to be welcomed, but can sometimes lead to its own problems. Some people find themselves making decisions on the type of mortgage or who will insure their belongings or even supply their electricity based on the success of the providers' advertising campaign.

This section has been designed to focus on the financial aspects of running a home, whether it is the mortgage, the insurances or the utility supplies. You have the chance to consider the subject in whatever depth you feel is necessary for your needs. Of course if you need any help just contact us for assistance.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Smart Wealth Management LLP is a Limited Liability Partnership under registration OC309769 and is authorised and regulated by the Financial Services Authority. Smart Wealth Management LLP is entered on the FSA register (www.fsa.gov.uk/register/) under reference 416110.

The Financial Services Authority does not regulate advice on estate planning, taxation and unsecured lending.

The tax reliefs referred to throughout this Internet site are those currently applying in the United Kingdom to UK Tax Residents. These tax reliefs are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer.
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